Chiltern Associates

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Extensions – The Good, The Bad and the Ugly

DIY hammer and nails

When it comes to home alterations the biggest thing most people will ever undertake is an extension. Of course, some people really go all out and build another storey on a bungalow or even knock down and rebuild most of a home but these are relatively extreme. For the most part extensions consist of smaller building works and to that end these works can often be done “on the cheap” or even as a DIY project. While a very small extension may seem like a small thing it can have far reaching effects when it comes to selling your home and living safely in it!

The Good

Let’s start with the great things that can be done with extensions. If properly planned, quoted for and undertaken by true professionals and extension can add extra space to a home and increase the value. Some people chose to lose a bit of garden in favour of indoor space and who can blame them after a British winter of not using the garden at all. Done in keeping with planning laws and the original building an extension is unlikely to cause any issues with the neighbours. When it comes to buyers getting a survey before purchasing your home it is also unlikely to cause any issue with the surveyor either.

The Bad

Here is where things get a little less pleasant. For some people the idea of an extension is a very exciting one but the cost perhaps isn’t. So during the quoting phase they may end up speaking to a local builder who can do something a little cheaper for them. Often these quotes omit the correct types of insulation in the roof or flooring or even the walls too. They may even miss out some structural things that are considered critical. For example, turning a garage into an office sounds simple to many people. Remove the garage door and brick it up and put up some stud wall etc. The reality is that any brick wall over around 2-3 ft needs to have a foundation so the builder should dig down into the driveway. This can be expensive and is the kind of thing that gets cut back on cheap quotes from friends and associates. The result? Well at best a poorly done extension can just be a bit cold and damp and look poor which really wont add anything tot he value of a home and would certainly be picked up by the surveyor. At worst it might be dangerous to be in or around, damp, cold, leaking and more!

The Ugly

There are some real extremes that any surveyor will be happy to describe but thankfully they are rare. In some cases people take it completely upon themselves to create an extension. Often these structures have little or no plans drawn up, no footings at all, and the materials used are all wrong. Sometimes plywood walls with no insulation are used, flat roofs with poor weather proofing and more. What this creates are damp, leaking, dangerous places to live in. Often the electrical work laves a great deal to be desired and coupled with poor insulation and weather proofing a perfect storm is just around the corner.

The Right Way

As with most important things in life there are no real shortcuts. The key to adding value, living space and a safe addition to your home is to get professional advice from the outset. Get advice on the type of extension that is best for your home and then get a range of quotes from reputable building companies. With investment comes reward and the assurance your home is safe, worth more and a better place to live in. It also means you should never have to fear the arrival of a buyers’ surveyor!

 

If you are looking at a property with an extension please get in touch to discuss how this may affect the survey and property.

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4 All Too Common Problems Found During a Survey

Dry rot in building timber

OLYMPUS DIGITAL CAMERA

Ask any surveyor to tell you a few horror stories and they will no doubt regal you with tails of subsidence, blocked drains and all sorts of nasty stories. But apart from the real nightmares they will also be able to rattle off some sadly all too common problems that many home buyers simply are not aware of. This post is all about just some of the common problems surveyors find Suffolk towns as well as across the UK. If you do have a survey that show any of these issues you must seek further professional help from your surveyor and anyone they recommend.

Asbestos

There is certainly no mystery about this material and most people are well aware of how dangerous it can be. For homes built before 2000 there is a risk that asbestos may have been used. Often it is the “shed roof” kind that is mixed with concrete and far less dangerous. This can often be left in place with very little risk of problems. However, if it needs to be removed or disturbed you must consult a professional service. The more dangerous types of asbestos are uses inside buildings and it is critical to act if a survey shows this is present. You surveyor will advise on how to move forward and get it sorted. It may be an additional cost to the property that makes it a bad deal but the existing owner could potentially help with the cost as part of negotiations.

Japanese Knotweed

This rather aggressive plant is becoming more and more of a problem in the UK and many other countries. It was introduced in the 19th Century and has since made the UK a home. It kills other plants and grows very fast, it can even grow into the structure of a building itself.  It is illegal to grow or to ignore Japanese Knotweed on your property and as such mortgage lenders take a very dim view of lending against a property with this issue.

If your survey does show this plant is present, once again, seek professional advice on eradication costs and times. Then speak to the seller and see if a deal can be reached to help mitigate the costs; Do Not Ignore It!

Radon Gas

No, it is not a type of weapon from Star Wars it is in fact a very common naturally occurring radioactive gas. Whilst it is common it normally just floats away into the air, however if it leaks up from the ground into a house the levels can reach a point where they can cause lung disease. During a survey and solicitors checks the UK radon maps will be checked. If the home is in a high radon area there should be suitable special ventilation in place. If this is not then once again the property should be seriously reviewed along with the price to include the work needed to make it safe.

Dry Rot

This rather unhelpful fungus is able to weaken timber in a house. This timber could be in the floor, stairs, roof or window frames and can be a very serious issue especially in timber frame buildings. If the survey shows dry rot it is important to get more information about the extent of the issue and be aware it can spread very quickly. In some cases it is only a small amount and can be eliminated but larger levels can mean a great deal of cost, disruption and time to fix and often this means people pull out of a sale.

If you are looking at a property in Suffolk then get in touch for a skilled local surveyor who also specialises in listed and historic buildings.

 

 

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Property Prices in Suffolk Pt 2

To continue our series of posts looking at property prices in Suffolk we wanted to look at some of the other towns in the county and look at how property prices have changed over the last 5 years. As with all information around prices and trends it is all very changeable and what may be true one month could then completely change the next. We are in an uncertain period in terms of the British economy but one thing is always constant; bricks and mortar generally make for a sound investment.

We have been experiencing a busy period for some time now so it seems the market across Suffolk is doing very well right across the board. We are doing lots of full building surveys which is great to see as the more detailed survey of this type is something we would recommend for most purchases but certainly of buildings built before 1900.

Ipswich

Ipswich is the 42nd largest urban area in England and Wales and has a population of over 135,000 people. Ipswich has undergone a great deal of regeneration with the dock area becoming a sought after residential location. Despite a number of efforts to change it to a city Ipswich remains a town and a popular one at that.

Over the last 5 years Ipswich has seen a growth in average property value of over 27%. The average price paid over this period was just over £281,000. Interestingly, however, there has been a drop in the last 12 months with the average value falling by over £6500 or 2.48%. This continued until more recently where things have taken a turn for the better with a 0.44% increase in average value in the last 3 months.

Southwold

Southwold is in the Waveney district of Suffolk and sits at the mouth of the river Blyth. It is considerably smaller than Ipswich with just over 1000 residents as of the 2011 census. It is considered a quintessentially British seaside town with a sandy beach, a promenade and classic British beach huts.

Over the last 5 years prices have gone up by just over 25% with an average value of just £90,000. Look at the data over the last 12 months and again we see a drop but this time of 2.91% and a £13,000 value drop. Whereas Ipswich regained some lost ground over the last 3 months Southwold sadly has not with a further drop of 0.15%. For many people this will be a great time to buy a slice of the Great British seaside either for a bolthole or a total change of lifestyle.

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Property Prices in Suffolk

While the media may like to discuss what will or won’t happen with the property market across the UK or perhaps what has and hasn’t already happened we prefer to look at things on a more local level. It is very hard to plan around national trends because certain areas will always skew the figures. For most people the London property price bubble causes a false positive when it comes to increasing values and places like Brighton and other burgeoning South Coast commuter towns can do the same. For those of us who work in the property industry in Suffolk and many of it’s wonderful towns and villages the national data can be interesting but is not something to make judgements on in relation to our own county.

We thought it would be useful to pull together some publicly available info on local house prices over the last few years to see how Suffolk stacks up, this will become a blog series with more areas added throughout the year.

Suffolk

Before looking at some towns it is worth looking a the average numbers across Suffolk as a county. Over the last 5 years the average house price has gone up by nearly £62,000. However, the last last 12 months have seen a 1.33% drop. This drop seems to have been arrested as the last 3 months show a smaller figure which will hopefully level out and begin growing again.

Framlingham

Once voted the best place to live in the Country by Country Life magazine, this wonderful market town certainly offers a lot of residents and people looking to move somewhere lovely! Framlingham Castle is a must see for visitors and widely appreciated by long term residents too. The town has lots of history but also plenty of shops, pubs and places to eat.

In terms of house prices if we look over the last 5 years they are up nearly 30% with an overall gain of just over £75,000. However, there has been a recent drop over the last 3 months of a small but important 0.6%. The rate of increase has been slowing for a while and in the last 12 months it has been less than £200. However, it is worth noting that the overall trend is up and the recent changes could be blips rather than anything more meaningful.

Felixstowe

The original hamlet of Felixstowe has stood since before the Norman conquest and is a town with a lot of history. It was once called Walton and was only called Felixstowe retrospectively. A popular destination for tourists the town offers seaside fun with a traditional pier, seafront gardens and sandy beaches. It has good transport links and plenty of places to stay, eat and drink.

Average property prices have also increased over the last 5 years by around £60,000 and the increase has been felt in the last 12 months too with an average increase of 1.72%. However, as with Framlingham the last 3 months have seen average prices fall and more so in this location with a drop of around 1.3%.

 

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Buying a Historic Property – Case Study

DeVere House

DeVere House

Whilst we survey all kinds of property from commercial buildings to first time purchase flats and homes, new builds and “doer uppers” our Historic property expert, Nina Robinson often gets called out to look at some stunning and very old houses. For many people the dream of owning a listed or historic home is a big one, something they may have been hanging on to for years, but when the time finally comes to go for it it is important they are prepared. Owning an old house is wonderful, the sense of stewardship can be very fulfilling but it can also be challenging. It is important to go into a purchase with your eyes open as this case study shows.

CASE STUDY

Chiltern Associates carried out a building survey on a 1650 property in Hadleigh. As a result of a thorough examination of each element various defects were uncovered including:

  • Concealed damage to front sole plate
  • Hard render rather than lime render which does not permit the walls to breath
  • Damp issues with flooring to be improved with better ventilation and a wood burner rather than ripping up the floor
  • Damp treatment via a French drain around the outside wall rather than an inappropriate modern DPC plus removal; also removal of bitumen paint allowing the walls to breath

Each of these items were confirmed by the Historic Building Company as being the best solution to naturally deal with the problems of a listed historic property

The client was very pleased with the work Nina undertook:

‘We hope to complete in the new year, and look forward to setting about this project, most likely with the builder’s help’

Historic Building Problems

The list of issues with the property were not as long as some but for people looking to make their first move into a listed building it may come as a surprise how much often needs to be done. It is critical that buyers consult an expert surveyor like Nina when it comes to historic buildings. This is because the issues and materials are all unique to this type of building and a less experienced surveyor may miss something that could be very costly at a later date.

Repairs

Thanks to the initial survey the buyer was made aware of all these issues. We then put them in touch with a trusted contractor and historic expert to get some idea of the cost of repair. The buyer now has a full “ball park” quote around the repair work so can move ahead with the purchase.

It is at this point that some people make the sad choice to pull out of the purchase. It is never an easy thing to do for anyone involved but it is so important that they had the information available to make a proper informed decision. Buying a property only to find out it needs tens of thousands of pounds worth of work when there is no budget to do so can cause enormous problems, stress and financial issues. Buying a listed building without knowing the full picture or getting an expert to do a full survey can be very dangerous.

If you would like to discuss a potential historic building purchase then please get in touch today. we can help make sure you know exactly what you are getting into and how best to approach it.